As an independent life and health insurance agency, LIFECO ASSOCIATES, INC. is available to assist you in securing the most suitable type(s) of insurance coverage(s) based upon your unique goals, facts and circumstances. LIFECO has access to many carriers and seek to work with those which maintain strong financial ratings. Our mission is to assist you in obtaining the necessary insurance, from the best available carrier, and at the most ideal pricing through our due diligence process. We represent you, not the insurance carriers. We look forward to reviewing your insurance needs and working with you in an advisory capacity to accomplish your objectives given the flexibility inherent with various forms of insurance.
LIFECO ASSOCIATES, INC. ("LIFECO") is a life and health insurance agency in business since 1987 and affiliated with JEDI MANAGEMENT, INC. It is licensed to place life and health insurance (including disability and long-term care) for individuals, families, businesses and all other entities. Additionally, LIFECO offers reviews of existing insurance coverage(s) with respect to the status and relevant features of all in-force policies.
Operating akin to a strategic wealth manager, we do not view insurance the same way many traditional insurance agents do. Our perspective is always that of an advisor whose objective is to assist our clients in meeting their goals. As an independent firm LIFECO represents you, the insurance applicant, not any insurance company. We have the ability to access a variety of carriers in search of the most suitable insurance coverage, rather than being tied to only one or a handful of companies and products. LIFECO attempts to place insurance with highly rated carriers, subject to underwriting considerations, while pre-underwriting cases with carriers whenever possible. LIFECO also leverages the resources of one or more insurance wholesalers to provide support and assistance for the overall benefit of our clients.
Different types of insurance can, and often should, comprise a critical component of one's financial and/or business plan, providing essential coverage for family members, business owners, employees and other interested parties. However, the areas of insurance are fairly involved and complex since the products available are numerous and continually undergoing change. Analyzing and evaluating what insurance coverages are needed, based upon the unique facts and circumstances of a given individual, family, firm and other entities, is a valuable benefit LIFECO wants its clients to have. There is no cookie cutter approach; all advice and recommendations are customized for each particular situation.
LIFECO's emphasis is ensuring clients have the necessary insurance protections in place which complement their financial and estate plans.